How to Change /Reset your 4/6 digits UPI PIN?

 For Security reason it is a good practice to Change /Reset Password after every 40-60 days



UPI payments are processed using a four-digit or six-digit PIN.

Continued technological advancements have greatly boosted online banking, especially with the advent of the Unified Payments Interface aka UPI. This real-time instant payment system allows users to send money from one bank to another instantly.

UPI also works as an alternative payment option to IMPS or NEFT and enables safe transfer of funds. To make UPI payments, users need to set up their UPI accounts and create a UPI PIN, a password that will be used every time to authorize a transaction from your mobile payment apps.

What is UPI PIN?

UPI PIN, which stands for Unified Payments Interface Personal Identification Number, is a four-digit or six-digit number that users set themselves during UPI registration or later. While users have the option to choose their own UPI PIN which makes it easier for them to remember, there are also cases where we often forget our UPI PIN or cannot access UPI accounts on platforms like Google Pay, PhonePe or Paytm.

However, it is always possible to reset or change the UPI PIN through a series of simple steps.

How to Change UPI PIN?

1. Open a mobile payment app that supports your UPI service.

2. Go to your profile option displayed on the home screen.

3. Next, click on the bank account option for which you want to change the UPI PIN.

4. Click on Change UPI PIN/Renew UPI PIN.

5. Add the necessary information such as the ATM or debit card details associated with your bank account.

6. After entering your card details, you will receive an OTP via a message to your registered mobile number.

7. Enter the OTP and complete the following steps.

8. Now enter the new four or six digit UPI PIN of your choice for the selected account.

9. Re-enter the verification PIN and click Confirm to complete the process.

Meanwhile, since the UPI PIN holds complete control over the funds in your bank account, it is important to keep it highly confidential and also set a PIN that is easy to remember.